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Calculators

Two quick tools: how much equity a property can release, and what peak debt looks like on a bridge.

Calculator one

How much equity can I release?

Works for second mortgages, caveat loans and commercial facilities. Enter what the property is worth and what is owing against it.

Our panel goes to 80%. Regional or specialised security often sits lower.

Potentially available $260,000
Maximum total lending$960,000
Less existing debt$700,000
Current LVR58.3%
Within 80% LVR
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Calculator two

Bridging loan calculator

Peak debt is what the lender is exposed to while you own both properties. End debt is what remains once the outgoing one sells.

Include capitalised interest if you expect the bridge to run beyond a few months.

Peak debt during the bridge $2,190,000
Repaid from the sale$1,400,000
End debt after settlement$790,000
Peak against combined value71.8%
Within 80% of combined value
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These calculators are a guide, not an offer. Actual lending depends on a valuation, the security type and location, the strength of your exit and each lender's own policy. Nothing here takes your objectives, financial situation or needs into account.

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Or call 0478 715 429.